Konvergencija kao razvojna tendencija u funkcionisanju bankarskih i nebankarskih finansijskih institucija
Докторанд
Nestorov, Valentina D.Ментор
Đorđević, MarinaЧланови комисије
Krstić, BorkoVunjak, Nenad
Метаподаци
Приказ свих података о дисертацијиСажетак
In recent decades, developed countries are characterized by numerous
changes in the banking industry. Specifically, there was the emergence of new
trends. Permanent trend of ''Creating new banking products'',as a result of the
requirements and wishes of consumers, but also increased competition
between banks and non-banking financial institutions. Due to increased
competition banks have lost a significant share of the financial market. Due to
the new situation, banks increasingly, within its banking products, include
newer products, or services, in order to counter the competition of nonbanking
financial institutions. In this way, many banks are engaging in highrisk
zone, which, if not guided properly can endanger the bank.
The achievements of modern information technologies and their
practical application have significantly changed the world of banking, which
no longer resembles the traditional banking that existed twenty years ago. The
boundaries between banking and othe...r financial institutions are thinner.
Deregulation and liberalization of financial operations, as well as the
development of financial markets, allows non-banking financial institutions to
perform activities that were reserved for banks, and the banks are entering into
new areas and activities in order to maintain their presence in the market.
Due to the increased deregulation of the banking sector, there is a
concentration of banks and the globalization of the world economy, which was
a prerequisite for numerous fusion (interbank, merger) banks.
Revealed processes of deregulation, competition, globalization,
information technology progress and diversification of business risk, led to the
rapid development of non-banking operations of banks, primarily in western
countries, where these processes are most developed, but also in countries in
transition as they embarked on social and economic reforms