Istraživanje uslova za smanjenje rizika prilikom osiguranja motornih vozila

Abstract

Prevencija u osiguranju motornih vozila postaje permanentan proces, koji se usavršava i nadograđuje. Povećan rizik prevara u osiguranju zahteva automatizaciju procesa osiguranja i procene šteta na motornim vozilima, kao i modelovanje samog procesa uz određen nivo razmene podataka. Funkcionisanje celokupnog sistema zavisi od definisanja elemenata koji dovode do povećanog rizika prevara u osiguranju motornih vozila. Uspostavljanje procesa automatizacije će takve rizike umanjiti i ublažiti a ujedno povećati i obim osiguranja. Na bazi dobijenih podataka će biti omogućeno filtriranje i blagovremena automatska selekcija a sistem primenjiv u osiguranju.

Prevention in motor insurance becomes a permanent process, which is improved and upgraded. Increased risk of fraud in insurance claims process automation and security assessments of damage to motor vehicles, as well as the modeling of the process with a certain level of data exchange. The functioning of the entire system depends on the definition of the elements that lead to an increased risk of fraud in motor insurance. Establishment of process automation will reduce such risks and also increase insurance coverage. Based on the obtained data will be able to filter and timely automatic selection and the system will be able to be effective in insurance.