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The model of interoperable electronic business of payments systems founded on ontologies

dc.contributor.advisorDespotović-Zrakić, Marijana
dc.contributor.otherRadenković, Božidar
dc.contributor.otherStanojević, Milorad
dc.creatorBabić, Slobodan
dc.date.accessioned2016-01-05T12:47:12Z
dc.date.available2016-01-05T12:47:12Z
dc.date.available2020-07-03T09:36:02Z
dc.date.issued2013-06-06
dc.identifier.urihttp://eteze.bg.ac.rs/application/showtheses?thesesId=1241
dc.identifier.urihttp://nardus.mpn.gov.rs/handle/123456789/3064
dc.identifier.urihttps://fedorabg.bg.ac.rs/fedora/get/o:8179/bdef:Content/download
dc.identifier.urihttp://vbs.rs/scripts/cobiss?command=DISPLAY&base=70036&RID=515347354
dc.description.abstractPredmet ove disertacije je razvoj i primena modela interoperabilnog elektronskog poslovanja platnih sistema zasnovanog na ontologijama i Resource-Event-Agent - REA (ISO/IEC 15944-4:2007) ontološkoj objektnoj strukturi sistema. Istraživanje je bazirano na globalnim poslovnim standardima finansijske industrije - referentnim modelima za razmenu informacija. Saznanja iz implementacije sistema za kliring čekova i sistema za direktno zaduženje u Udruženju banaka Srbije koji su realizovani korišćenjem obrazaca za poslovnu integraciju (EIP - Enterprise Integration Patterns) i standardizovanih sistema poruka primenjena su u istraživanju. Istraživanje je prilagođeno i za implementaciju interoperabilnih platnih sistema u Srbiji. Različiti platni sistemi u procesu elektronskog poslovanja su u interakciji sa različitim poslovnim sistemima učesnika. Poslovni sistemi učesnika podržavaju veliki broj korisnika i poslovnih procesa sa specifičnim zahtevima. Osnovni problem je heterogenost između poslovnih procesa, podataka i korišćenih IT tehnologija. Iz tog razloga vreme, finansijska sredstva i informatički resursi se troše na prevođenje podataka iz jednog sistema u drugi. Razmena finansijskih transakcija elektronskim putem postala je prevladavajuća. Time nastaje potreba za razvojem modela interoperabilnog elektronskog poslovanja platnog sistema za razmenu finansijskih transakcija i njihovu obradu. Standardizacija u domenu modeliranja platnih sistema, koja će biti razmatrana, treba da doprinese i većoj efikasnosti ostalih sistema elektronskog poslovanja i interoperabilnosti elektronskog poslovanja učesnika. U svakoj državi platni sistem se sastoji od skupa platnih instrumenata, bankarskih procedura i sistema za prenos sredstava između finansijskih institucija u cilju obezbeđivanja cirkulacije novca. Centralna banka neposredno definiše, reguliše i usmerava tokove novca i ispunjava svoju osnovnu funkciju regulatora finansijskih tokova putem kontrole platnih sistema. Najvažniji je Real Time Gross Settlement System - RTGS, sa kojim su hijerarhijski povezani sistemi banaka i drugih finansijskih institucija, pravnih i fizičkih lica. Među njima su klirinške kuće, agenti, procesorske kuće i zakonom definisane institucije koje se bave izvršenjem, procesiranjem,akvizicijom ili distribucijom informacija o finansijskim transakcijama, ali i drugi sistemi elektronskog poslovanja. Platni sistemi, na način opisan u ovom radu, objedinjuju elemente koji figurišu u svakom sistemu baziranom na porukama, tehnološke elemente nadređenih institucija koji su implicirani standardnim formatom poruka, ambijentalne uslove zadate mestom na kome se platni sistem ostvaruje (mesto u finansijskoj vertikali, vrsti procesiranja za koje je opredeljen, geopolitičkoj topologiji i drugim mogućim elementima), potrebnoj komunikacionoj interakciji, neophodnim informacionim tehnologijama za realizaciju pojedinačnih i opštih zadataka...sr
dc.description.abstractThe subject of this dissertation is development and application of the model of interoperable e-Business of payment systems based on ontologies and Resource-Event-Agent - REA (ISO/IEC 15944-4:2007) ontological object system structure. Referential models in the information exchange upon global business standards of financial industry are basis for this investigation. It will apply the experience and knowledge from the implementation of the Check Clearing and Direct Debit systems within the Association of Serbian Banks, created by the use of Enterprise Integration Patterns (EIP) and the standardized systems of messages. The investigation will be adjusted to the implementation of interoperable payment systems in Serbia. Various payment systems in the process of electronic transaction interact with various participants′ business systems. Participants’ business systems support a great number of users and business processes with specific requirements. In this, the basic problem is dissimilarity between business processes, data and IT technologies. From that reason, time, financial, and informatics resources are wasted on the data transfer from one to another system. Today, the exchange of financial transactions electronically became predominant. This calls for the development of models of interoperable e-Business of payment systems for the exchange of financial transactions and their processing. The standardization in the domain of payment system modeling, considered in this study should contribute to greater efficiency of other electronic business systems and to interoperability of participants’ electronic businesses. In every country payment system comprises a number of payment instruments, banking procedures, and the systems for the fund transfer between financial institutions. That alowws the circulation of money in the country. The Central Bank directly defines, regulates and directs the money flow, and fulfills the function of the regulator of financial flows through the control of the payment systems. The most important is Real Time Gross Settlement System - RTGS, which for the mentioned reasons, is mainly under the supervision of Central Bank. Banks′ systems and the systems of other financial institutions are connecting by RTGS System. Among them there are institutions like clearing houses, payment agents, processing houses, and other. They are defined by law, deals with implementation, processing, information acquisition, or distribution regarding financial transactions, as well as other systems of electronic business. Payment systems, on the wyu described in this work, unify the elements, existent in every system based on messages, technological elements of supervising institutions, implicated by the standard message format, ambient conditions imposed by the place with the implemented payment system (in financial vertical, with kind of processing for which it is committed, geo-political typology, and other possible elements), required communicational interaction, information technologies necessary for realization of general and specific tasks...en
dc.formatapplication/pdf
dc.languagesr
dc.publisherУниверзитет у Београду, Факултет организационих наукаsr
dc.rightsopenAccessen
dc.sourceУниверзитет у Београдуsr
dc.subjectsistemi zasnovani na porukamasr
dc.subjectmessage based systemsen
dc.subjectinteroperabilityen
dc.subjectelectronic businessen
dc.subjectpayment systems.en
dc.subjectinteroperabilnostsr
dc.subjectelektronsko poslovanjesr
dc.subjectplatni sistemisr
dc.titleModel interoperabilnog elektronskog poslovanja platnih sistema zasnovanih na ontologijamasr
dc.titleThe model of interoperable electronic business of payments systems founded on ontologiesen
dc.typedoctoralThesis
dc.rights.licenseBY-NC-SA
dcterms.abstractДеспотовић-Зракић, Маријана; Станојевић, Милорад; Раденковић, Божидар; Бабић, Слободан; Модел интероперабилног електронског пословања платних система заснованих на онтологијама; Модел интероперабилног електронског пословања платних система заснованих на онтологијама;
dc.identifier.fulltexthttp://nardus.mpn.gov.rs/bitstream/id/21351/Disertacija.pdf


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